Create your own charm necklace ensemble with our charms and birthstones. Add your family monogram or your name monogram, or a single initial to create your own charm necklace you can add to at anytime without a jeweler. The charm is made of sterling silver and dipped in 14k gold, measures 5/8 inch. Start your necklace set with adding a 16" or 18" 14k gold dipped pellet chain shown in the picture, sold separately. Disk is a high polish gold finish. Add Swarovski birthstones to your order. Makes a great personalized monogrammed gift for mom, grandma or tween-teen girl! It's preppy, yet boho, and very stylish and hip!