Carolina Clover offers you a variety of design options when it comes to creating your custom 3 initial monogrammed necklace. Choose from 14k gold, or choose the more affordable options like gold vermeil or gold plate. Our gold vermeil is created by our monogram jewelry designers in either 22k gold plating over sterling silver or 14k gold plating over sterling silver, view each product description carefully to select your gold overlay. Our gold monogram necklaces can be created in solid 14 k gold or done in vermeil. Our vermeil is an affordable option that allows our designers to create your monogrammed pendant in sterling silver and dip it in gold. You get the gold monogrammed necklace style without the higher price of totally solid gold. If you are going for the solid gold monogram necklace piece we can accommodate you, our jewelers price by craftmanship rather than gold weight, therefore our custom pendant designs are not quoted with a gram weight.